Key Takeaways
- Harvest Returns has launched its second Private Credit Fund, building on the success of its 2023 fund.
- The fund enables accredited investors to earn regular income by lending directly to U.S. farmers and agribusinesses.
- Loans are secured by real assets such as land, equipment, and livestock, enhancing risk management.
- Farmers benefit from flexible, tailored financing solutions not often available through traditional lenders.
- Since 2019, Harvest Returns has delivered an average annual return of 9.8% to its private credit investors.*
Harvest Returns Expands Agricultural Lending with Second Private Credit Fund
Harvest Returns, an agricultural investment platform, announced the launch of its Private Credit Fund II, offering accredited investors the opportunity to participate in the growing demand for alternative agricultural financing. The fund builds on the performance of its inaugural private credit offering launched in 2023.
The new fund will provide debt capital to a range of U.S.-based farmers, ranchers, and agribusinesses, helping meet the sector’s need for flexible and accessible financing in a lending environment that remains restrictive for many producers.
Targeted Strategy: Asset-Backed, Diversified Lending
The Private Credit Fund II will deploy capital through secured loans, collateralized by real agricultural assets, including farmland, livestock, and machinery. This approach aims to offer both capital protection and attractive yields, while diversifying risk across sectors and regions.
Chris Rawley, CEO and Fund Manager at Harvest Returns, commented: “We are excited to launch our second Private Credit Fund, further solidifying our commitment to supporting the backbone of the American economy. The continued success of our first fund demonstrated a strong appetite from investors for stable returns through a diversified agriculture debt portfolio, and the significant need for tailored financing solutions within the farming community.”
Benefits for Accredited Investors
The Harvest Returns Private Credit Fund II offers the following features:
- Consistent Income: Structured for regular distributions to accredited investors.
- Lower Market Correlation: Private credit typically exhibits less volatility than public markets.
- Risk Mitigation: Diversified loan types and collateral help manage downside exposure.
- Direct Sector Impact: Investor capital directly supports the growth of American farms and rural businesses.
- Experienced Management: The Harvest Returns team brings extensive agricultural and investment expertise.
According to company disclosures, since 2019, Harvest Returns has achieved an annualized return of 9.8% for its private credit investors.*
Harvest Returns: Supporting American Agriculture with Tailored Capital Solutions
For farmers and agribusinesses, the fund offers access to negotiated, customized loan terms that accommodate real-world cash flow needs and investment plans. By partnering with a sector-focused lender, borrowers gain capital from an organization that understands agricultural cycles, risks, and opportunities.
Accredited investors seeking more information about the Harvest Returns Private Credit Fund II can visit:
https://www.harvestreturns.com/fund2
*Past performance is not indicative of future results.
Disclosure: Harvest Returns is an investor in AgTech Media Group, the company behind iGrow News.